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Post-Recession: “Too Early to Cheer”

According to the recent GDP report released by The National Bureau of Statistics (NBS), the economy recorded a positive growth after five consecutiv...

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Asset Allocation

 We’ve all heard the phrase, “Don’t put all your eggs in one basket!” This old maxim perfectly describes the concept of asset allocation. If you put...

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Accounting and Cash Flow

OBJECTIVE: Before you start your business, you will need to learn how to keep score (basic accounting), and how to maintain cash in your bank acc...

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MSME Banking Study 2014

The SME Banking Study entitled 'Strengthening access to finance for MSMEs in Nigeria' was launched on 24th November, 2014 in Abuja. This study is a...

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Sample Balance Sheet Template

A balance sheet is a financial "snapshot" of your business at a given date in time. It includes your assets and liabilities and tells you your busines...

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Income Statement Template

Financial performance is assessed by giving a summary of how the business incurs its revenues and expenses through both operating and non-operating ac...

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Initial Cash Requirements

The costs of starting a business are often underestimated. New entrepreneurs should consider, at a minimum, six months personal and business cash flow...

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Getting Financial Controls in Place

OBJECTIVE: Growing your business will require establishing a solid foundation of internal controls including accounting, auditing, purchasing and dama...

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SURVIVING MSMEs IN A DEPRESSED ECONOMY

A ‘depressed economy’ is an economy which experiences a prolonged period of recession, or a significant and prolonged downturn in the econ...

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Do You Have Sound Financial Habits?

Select the answer that best represents your current situation or what you feel are sound financial habits.

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Avoid Delinquent Accounts

Most businesses have to deal with an overdue or unpaid account at some point or another. The best way to avoid collection hassles is to take preventiv...

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Achieving Lowest Expenses

OBJECTIVE: Your business growth will come about by not only making money but by carefully investing the cash produced by frugal spending. You will lea...

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